How to track your home loan?

Almost every individual dreams of owning a home of their own. One of the main supporting factors is that a home loan could be availed to satisfy your dreams. Home loans can be availed for different reasons varying from buying a new home or constructing your home to renovating your existing house. With minimal documents and simple eligibility, you can avail of a home loan from a bank or any financial institution.

home loan

Documents required for a home loan

To avail of a home loan, certain formalities have to be followed. You will be required to submit the following documents while filling up your home application loan:

1. Identity proof

You could submit any of the following identity proofs.

  • Driving license
  • PAN card
  • Passport
  • Voter ID

2. Address proof

You can submit any of the following address proofs.

  • Electricity bill/water bill/telephone bill
  • Driving license
  • Voter ID
  • Aadhar card

3. Income proof

You will need to submit the following documents to prove your source of income.

  • Bank statement
  • Updated Form 16
  • IT returns form
  • Payslip from the previous 3 months

4. Property documents

You can submit documents like your property registration, buyer agreement, and many more.

Finally, if you are a self-employed professional, you will be required to submit your business profile.

How to track your home loan

Once you’ve submitted the documents required for a home loan along with a signed loan application form, the next step is to track your home loan application. With your applicant name, reference number, date of birth, mobile number, and PAN number, you can check the status of your home loan. Here are the 3 different ways to check your application status in detail:

1. Track with your reference number

Visit the website of the bank you applied for the home loan from. At the time of your application for the loan, you would be given a unique reference number. Navigate to the bank’s website page that is dedicated to home loan tracking. Enter your reference number to see the status of your home loan application.

2. Track with your mobile number and date of birth

Your date of birth and mobile number are unique identifiers that can be used to track your home loan application. This is one of the easiest tracking methods as your date of birth and mobile number is information that you can easily remember.

3. Track through net banking

In case you already are an existing customer, the process gets easier for you. You can check your home loan application status easily through your net banking portal. Once you log in to your net banking portal, navigate to the loans section. Once you do so, you will be given an option to check the status of your home loan.

Once you’ve taken a home loan, you will be required to pay an EMI per your financial flexibility. To know how much EMI you have to pay per month, the EMI calculator is a great tool to give you this insight based on the loan amount, tenure, and interest rate.


Home loans are prevalent in the current times. Following up on your loan application is important and can be done in several ways. Finserv MARKETS can provide you with all the information you need regarding home loans, the exclusive list of documents required for a home loan. You can also use the home loan EMI calculator on Finserv MARKETS to understand the total payment and the monthly EMI you should pay for your home loan.

Amanda R. Dubose

Spent high school summers getting to know dogmas in Minneapolis, MN. Spent several years merchandising walnuts worldwide. My current pet project is researching Slinkies in Jacksonville, FL. Spoke at an international conference about testing the market for action figures in Hanford, CA. Spent the better part of the 90's lecturing about cellos in Orlando, FL. Spent 2001-2007 building sausage in Naples, FL. Tv fanatic. Internetaholic. Travel expert. Incurable zombie nerd. Coffee advocate. Hardcore web trailblazer. Gamer.